Broker Program | REI Transactional

Broker Program · NC · SC · GA

Your Clients Close.
You Get Paid.

REI Transactional is the private lender brokers trust to close on time. We move fast, communicate clearly, and pay referral fees promptly — so you can keep your reputation intact and your pipeline full.

Broker Program at a Glance

72+
Deals Closed
12 Days
Avg. Close Time
$100K–$2M
Loan Range
5
Loan Products
Serving North Carolina, South Carolina, and Georgia. Referral fee paid at closing.
Referral fees paid at closing
No appraisal delays
Dedicated broker contact
Fast decisions — 1 business day
Simple Process

Four Steps From Referral to Paycheck

No complex onboarding. No paperwork hurdles. You refer the deal — we do the work and pay you at the closing table.

1

Register

Contact us to register as a broker partner. Takes one conversation.

2

Submit the Deal

Send us your borrower's deal via email, phone, or our online application.

3

We Fund It

We underwrite, approve, and close. You stay in the loop the whole way.

4

Get Paid

Your referral fee is paid at closing — no chasing, no delays.

Why Brokers Choose Us

A Lender You Can Stake Your Reputation On

Your clients trust you. We earn that trust by closing when we say we will — every time.

We Close Fast

Our average close time is 12 days. No appraisal required on most deals. Your clients won't lose a deal waiting on their lender.

📞

Dedicated Point of Contact

You work directly with decision-makers — not processors. When you call, you get answers. When there's a problem, we solve it.

🤝

Transparent, Every Step

We keep you in the loop throughout the deal. No surprises at the closing table. Your referral is your reputation — we protect it.

🗺️

5 Products to Match Any Deal

Bridge loans, 2nd position equity, land development, fix & flip, and transactional double close funding. One relationship, five solutions.

💰

Referral Fees at Closing

Your fee is baked into the deal structure and paid at the closing table — not 30 days later, not after some internal review process.

🏗️

Private Capital, Local Knowledge

We lend our own capital in NC, SC, and GA. We know these markets. Deals that get declined elsewhere often get funded here.

Broker Compensation

Built Into the Deal, Paid at the Table

REI Transactional pays brokers 1 point at closing — built into the loan, so it doesn't come out of your client's pocket. If you want to layer your own fees on top of ours, we accommodate that too. Your fees are collected at closing and paid out to you after funding.

We work with mortgage brokers, buyer's agents, title companies, wholesalers, and independent referral partners. If you have clients who need fast capital for real estate investment deals, we want to work with you.

  • 1 point paid to broker at closing on every funded deal
  • Add your own fees on top — collected at closing, paid out to you after funding
  • No minimum deal volume required to partner
  • Repeat brokers receive priority underwriting turnaround
  • Your borrower relationship stays yours — always

Fee Structure Overview

REI Transactional Pays 1 Point at Closing
Broker's Own Fees Add on Top
Broker Fee Payment After Funding
Min. Loan to Earn $100,000
States Eligible NC · SC · GA
Min. Deal Volume None

1 point = 1% of the total loan amount, paid to you at closing. Add your own origination or advisory fees on top — we collect them at closing and pay them out to you after funding.

What You Can Refer

Five Products. One Relationship.

Every loan product below qualifies for a broker referral fee. If you have a borrower with a deal, we have a product for it.

🏢

Bridge Loans

Short-term first-position loans to acquire or refinance. Up to 75% LTV, $100K–$2M, 6–24 months.

Learn More →
📐

2nd Position Equity

Equity-based second position loans for borrowers with existing first liens who need additional capital.

Learn More →
🌲

Land Development

Raw land acquisition and lot development financing in NC, SC, and GA growth markets.

Learn More →
🔨

Fix & Flip

Acquisition and renovation funding for residential investment properties. Fast, flexible, no red tape.

Learn More →
🔄

Double Close

Same-day transactional funding for wholesale A-to-B/B-to-C closes. Your wholesaler clients need this.

Learn More →

Ready to Put Your First Deal Together?

Register as a broker partner today. One conversation is all it takes to get started.

Loren Wernette · 919-351-9343 · Clayton, NC

Broker FAQ

Do I need to be a licensed mortgage broker to refer deals? +
Not necessarily. REI Transactional only funds commercial and investment properties — not owner-occupied residential loans. Referral arrangements for commercial/investment deals have different licensing requirements than residential mortgage brokering. That said, you are responsible for compliance in your state. Call us to discuss your specific situation.
Will you work directly with my borrower and cut me out? +
Never. Your borrower relationship stays yours, always. We do not solicit your clients directly, and we will not fund a deal that originated through you without honoring your referral fee. Our business depends on long-term broker relationships — that's not a policy we'd ever bend.
How do I submit a deal? +
The easiest way is to call us directly at 919-351-9343, or email a deal summary to [email protected]. Include the property address, loan amount needed, borrower's exit strategy, and any deal timeline constraints. We'll come back to you within one business day.
What types of properties do you fund? +
We fund commercial and investment real estate in North Carolina, South Carolina, and Georgia. This includes raw land, residential investment properties, small multifamily, and mixed-use. We do not fund owner-occupied residential properties.
What if my borrower has credit issues or a complicated deal structure? +
We're asset-based lenders. We evaluate the deal — the property, the equity, the exit strategy — not just a credit score. Many deals that get turned down at conventional lenders get funded here. Submit it and let us look at it. We'll give you a straight answer fast.
How quickly can you close? +
Our average closing time is 12 days from application. We don't require appraisals on most deals, which eliminates a major source of delay. If your borrower has a tight timeline, tell us upfront — we'll tell you honestly whether we can hit it.
🏠
REI Transactional Assistant Broker program questions answered
Hi! I can answer questions about our broker pogram — how to register, deal submission, and referral fees. What do you need?
⚠️ Demo widget — connect to AI backend before launch
Built with