Broker Program · NC · SC · GA · TN · VA
REI Transactional is the private lender brokers trust to close on time. Choose $500 on every loan your borrower ever closes with us — or 1% of the funded amount on the deal in front of you. You pick which, borrower by borrower.
Broker Program at a Glance
No complex onboarding. No paperwork hurdles. You register the borrower, pick how you want to be compensated, and we do the work.
Fill out the broker registration form and pick your compensation option. We issue you a unique loan application link.
Your borrower completes a loan application through your link, so the deal is credited to you automatically.
We underwrite, approve, and close. You stay in the loop the whole way.
You earn your $500 or your 1%, based on the option you picked — and again on their next loan, if you registered that borrower.
Your clients trust you. We earn that trust by closing when we say we will — every time.
Our average close time is 12 days. No appraisal required on most deals. Your clients won't lose a deal waiting on their lender.
You work directly with decision-makers — not processors. When you call, you get answers. When there's a problem, we solve it.
We keep you in the loop throughout the deal. Nothing gets sprung on you late. Your referral is your reputation — we protect it.
Bridge loans, 2nd position equity, and land development. Focused products we actually fund with our own capital — not a menu we broker out somewhere else.
Take $500 on every loan that borrower ever closes with us — even the ones they bring us directly — or 1% of the funded amount on this deal. Your call, per borrower.
We lend our own capital in NC, SC, GA, TN, and VA. We know these markets. Deals that get declined elsewhere often get funded here.
Every broker who registers with us picks one of two compensation structures. One pays you a smaller amount on every loan that borrower ever closes with us — for as long as they keep borrowing. The other pays you a larger amount on the deal in front of you. Neither comes out of your client's pocket at a rate we haven't disclosed to them.
Option 1
per loan — every loan that borrower ever closes with us
You register the borrower with us. From that point on, you earn $500 every single time that borrower permanently closes a loan with REI Transactional — their first deal, their tenth deal, and every deal after that.
Option 2
of the funded amount — or set your own rate
You take a one-time payout on this specific loan. Take 1% and your fee is the origination fee — your borrower sees a single origination fee and pays nothing extra for using you. Or name your own rate instead: if you want 2%, your borrower pays our origination fee plus your 2%, and we pay you the 2%.
Which One Pays More?
Broker of Record pays more per loan. Registered Partner pays you on loans you never touch.
On any loan above $50,000, 1% is a bigger number than $500 — so if you broker every deal your borrower does, Broker of Record wins on total dollars. Registered Partner is not about maximizing the check. It's about getting paid on the deals you aren't involved in. Same borrower, same three $100,000 loans, both scenarios below.
Scenario A — you broker all three loans
| Loan | Registered Partner | Broker of Record |
|---|---|---|
| Loan 1 — you broker it | $500 | $1,000 |
| Loan 2 — you broker it | $500 | $1,000 |
| Loan 3 — you broker it | $500 | $1,000 |
| Total | $1,500 | $3,000 |
You stayed in all three deals. Broker of Record pays double. Take Option 2.
Scenario B — you broker the first, borrower returns on their own
| Loan | Registered Partner | Broker of Record |
|---|---|---|
| Loan 1 — you broker it | $500 | $1,000 |
| Loan 2 — comes to us direct | $500 | $0 |
| Loan 3 — comes to us direct | $500 | $0 |
| Total | $1,500 | $1,000 |
You did the work once and still got paid three times. Take Option 1.
The honest version: Broker of Record is the bigger number whenever you're actually in the deal. Registered Partner is worth more when your borrower is the kind of investor who will keep borrowing whether or not you're involved — and it means you never have to worry about losing the relationship. Pick based on how much of that borrower's future business you realistically expect to broker yourself. Figures above are illustrations at a $100,000 loan size, not projections; we make no representation that any borrower will close more than one loan. All compensation, eligibility, and payment terms are governed by your executed Broker Partner Agreement.
We work with mortgage brokers, commercial brokers, buyer's agents, title companies, and independent referral partners. No minimum deal volume to partner, and no cap on how many borrowers you can register.
Register as a Broker PartnerThese are the three products that qualify for broker compensation under either option. If you have a borrower with a deal in one of these lanes, we want to see it.
Short-term first-position loans to acquire or refinance. Up to 75% LTV, $50K–$2M, 12-month term.
Learn More →Tap equity locked in other assets without disturbing existing long-term debt. Up to 65% CLTV, $40K–$500K.
Learn More →Raw land acquisition and lot development financing across our Southeast growth markets.
Learn More →You'll see fix & flip and double close funding elsewhere on this site. Both are available to your borrower, but neither one carries broker compensation — the broker program covers the three products above only. If your borrower needs one of those, send it over anyway and we'll tell you straight what we can do.
These are the two programs brokers send us most often. Full terms below so you can pre-qualify a scenario before you ever pick up the phone.
For purchasing a property quickly, or refinancing out of an existing loan to stabilize, renovate, or prepare the property for a long-term strategy.
For borrowers who need short-term funds to buy or complete a project by tapping equity tied up in other assets — without disrupting existing long-term debt or waiting on a traditional refinance.
All loans are commercial-use only. Rates shown are starting points and are set at underwriting based on the deal. States outside our core five are considered case-by-case. Terms subject to change without notice.
Register as a broker partner today. One conversation is all it takes to get started.
Loren Wernette · 984-213-5877 · Clayton, NC
One short form. We'll come back to you within one business day with your unique loan application link — that link is what credits every deal to you.
Prefer to talk it through first? Call 984-213-5877 or email [email protected].