Which Loan Do I Need? | REI Transactional

Loan Finder

Not Sure Which Loan
You Need?

Answer 2 quick questions. We'll point you to the right loan.

Question 1 of 2

What do you want to do?

Pick the one that fits your deal.

Not sure? Call us at 919-351-9343

Will the property need a full renovation?

This helps us match you to the right loan structure.

Not sure? Call us at 919-351-9343

What state is the property in?

Our fix and flip loans cover more states than our other products.

Not sure? Call us at 919-351-9343

Your Match

Short-Term Purchase Financing

Bridge Loan

You need to buy fast. We skip the appraisal and move quickly. Your exit can be a sale or a refinance — you decide.

Loan Terms at a Glance

Rate: 15%+ LTV: Up to 75% Loan size: $100K–$2M Term: 6–24 months No appraisal States: NC · SC · GA
Apply Now Learn More

Not the right fit? or call us at 919-351-9343.

Your Match

Purchase + Renovation Financing

Fix & Flip Loan

We fund the purchase AND 100% of the repairs. No appraisal. No credit check. Buy it. Fix it. Sell it.

Loan Terms at a Glance

Rate: 12%+ Max LTV: 70% ARV Purchase: Up to 90% Rehab: 100% funded Term: 4, 6, 9, or 12 months States: NC · SC · GA · VA · TN
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Not the right fit? or call us at 919-351-9343.

Your Match

Equity Loan — No Refinance Needed

2nd Position Equity Loan

Get cash from a property you already own. Your first mortgage stays put. No refinancing. No long-term drag on your cash flow.

Loan Terms at a Glance

Rate: 2–3 pts/month Max CLTV: 65% Term: 6–12 months No prepayment penalty No refinance required States: NC · SC · GA
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Not the right fit? or call us at 919-351-9343.

Your Match

Wholesale / Transactional Funding

Double Close Funding

We fund 100% of what you need to close. Just 1% fee. If the deal doesn't close, you don't pay. Fund in as little as 2 days.

Pricing at a Glance

Fee: 1% Funded: 100% of deal No deed of trust No appraisal Fund in 2 days States: NC · SC · GA
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Not the right fit? or call us at 919-351-9343.

Your Match

Pre-CD Land Financing

Land Development Loan

You're close to your permits. The seller won't wait. We fund pre-CD land when a builder is ready and the exit is real.

Loan Terms at a Glance

Rate: 20%+ Max LTV: 70% Loan size: $100K–$2M Term: 6–18 months Builder LOI preferred States: NC · SC · GA
Apply Now Learn More

Not the right fit? or call us at 919-351-9343.

Let's Talk

Outside Our Coverage Area

We may still be able
to help.

Our fix and flip loans cover NC, SC, GA, VA, and TN. If your property is outside those states, give us a call. We'll let you know quickly.

Call Us Apply Now

Want to check another deal?

All Loan Products

Not sure the quiz got it right? Browse all five options.

Bridge Loans

Buy fast. No appraisal. Short-term money to purchase or hold a property.

Learn More →

2nd Position Equity

Cash from a property you own. No refinancing. No prepayment penalty.

Learn More →

Land Development

Pre-CD land when permits are close and a builder is ready to buy.

Learn More →

Fix & Flip

Purchase plus 100% of repairs. No appraisal. NC, SC, GA, VA, TN.

Learn More →

Double Close

Wholesale funding. 1% fee. 100% funded. No deal, no charge.

Learn More →
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