Bridge Loans · NC · SC · GA
Our bridge loans help you buy quickly and bridge to your exit — without the delays of appraisals, stacks of paperwork, or lenders who slow you down.
Loan Terms at a Glance
What Is a Bridge Loan?
A bridge loan is a short-term loan. You use it to buy or hold a property now while you work toward your exit — a sale or a long-term refinance.
Most borrowers need a bridge loan when the bank is too slow. Or when the deal is off-market and won't wait. Or when the property isn't ready for a bank loan yet.
Most lenders slow your deal down. They want appraisals, tax returns, and bank statements. Then they make you wait weeks before they give you an answer.
We don't work that way. We look at the deal — the property, your exit plan, and your track record. If it works, we move fast. If it doesn't, we tell you straight. You won't be left waiting on an answer that isn't coming.
No appraisal on most deals. No stack of paperwork before we'll talk to you. Just a clear process from start to close.
Why REI Transactional
We're not a bank. We're a private lender run by people who've done these deals themselves. That changes how we work with you.
Traditional appraisals add weeks to a deal. We use our own underwriting to evaluate the property — no waiting, no extra fees, no delays on most deals.
We reply within 1 business day. Most applications get a response the same day we receive them. You'll never be left waiting and wondering.
If we can make it work, we will. We're not looking for reasons to say no. We want the deal to close as much as you do — our business depends on it.
We don't charge you anything before closing. Our fee comes out of the deal proceeds at closing — so you're not out of pocket before you even know if the loan is approved.
We ask for what we need — not everything we could possibly request. If it's not necessary to underwrite your deal, we won't ask for it.
We lend in NC, SC, and GA. We know the markets. We understand real estate values in the areas we lend in — which means we can move faster and with more confidence.
How It Works
Four steps. No surprises. We move as fast as you do.
Fill out our short application. Tell us about the deal — the property, the price, and your exit plan.
We read every application and reply within 1 business day. No credit pull. We look at the deal.
If your deal works, we send a term sheet fast. You'll know the rate, fees, and terms upfront — no surprises at closing.
We close and fund. Our attorney works with yours to get it done. You get your money and move on your deal.
Tell us about your property and your exit plan. We'll review it and get back to you within 1 business day.
No credit pull · No upfront fees · No appraisal required on most deals
Tap equity from a property you already own without refinancing your first lien.
Learn More →Financing for raw land, lot development, and land acquisition in NC, SC, and GA.
Learn More →Short-term funding to acquire and renovate residential investment properties.
Learn More →Same-day transactional funding for wholesalers closing A-to-B and B-to-C deals.
Learn More →