Land Development · NC · SC · GA
You're close. Entitlements are nearly done. The seller wants out now. We fund pre-CD land deals when you have a strong exit and the finish line is in sight.
Loan Terms at a Glance
Who This Loan Is For
You've done the hard work. The land is rezoned. Most permits are in place. You're close to your Certificate of Development. A builder is ready to buy.
The problem: the seller wants out now. Banks won't touch pre-CD land. We will — when the deal makes sense and the exit is clear.
We don't fund raw land with no plan. We fund developers who are almost done. Most permits are in. The hard part is behind you. The exit is clear.
Here's what we want to see: rezoning done (or nearly done), most permits in place, and a builder with a signed LOI or purchase agreement ready to go. The stronger your exit, the better we can structure the loan.
If your deal fits that, call us. We move fast and we know land. We're not going to make you explain what a CD is.
What We Look For
Land development loans are underwritten deal-by-deal. Here's what we typically need to say yes — and what makes a deal harder to fund.
Why REI Transactional
Most lenders won't touch pre-CD land. We've built a loan product specifically for developers who are close — but need capital now.
We lend in NC, SC, and GA. We understand land values, entitlement processes, and builder demand in these markets — so we can evaluate your deal faster and more accurately.
We reply within 1 business day. Land deals move fast. When the seller has a deadline, you need a lender who picks up the phone and gives you a real answer quickly.
We look at every land deal on its own merits. If your deal makes sense, we'll find a way to make it work — even if it doesn't fit a standard checklist perfectly.
We don't charge anything before closing. You're not paying us to review your application. Our fee comes out at closing from the loan proceeds.
If we can't fund your deal, we'll tell you fast and tell you why. No stringing you along while the seller's deadline passes. You'll always know where you stand.
We structured this product for people who develop land for a living. We speak your language and we understand what you need to get a deal across the finish line.
How It Works
Tell us about the land, the entitlement status, and your exit. We take it from there.
Submit the property address, purchase price, entitlement status, and your exit plan. We need the basics — not a stack of documents.
We respond within 1 business day. If the deal fits, we'll have a conversation. If it doesn't, we'll tell you straight.
If it works, we send a term sheet. Rate, fee, loan amount — all in writing before you commit to anything.
We close and fund. The seller gets paid. You own the land and can finish the path to your builder sale.
Tell us about your land, your entitlement status, and your exit plan. We'll review it and respond within 1 business day.
No upfront fees · Reply in 1 business day · NC · SC · GA
Short-term purchase financing for investment properties without appraisals or delays.
Learn More →Access equity locked in properties you already own without refinancing your first lien.
Learn More →Purchase plus 100% rehab funding to acquire, renovate, and sell investment properties.
Learn More →Same-day transactional funding for wholesalers. Fund in as little as 2 days.
Learn More →