Fix & Flip · NC · SC · GA · VA · TN
We fund the purchase and 100% of the rehab. No appraisal. No credit check. Get your project purchased, renovated, and sold — so you can get to your profit.
Loan Terms at a Glance
What We Fund
Our fix and flip loans cover what you need to run your flipping business — the purchase and the full cost of renovation. You don't have to come to closing with rehab money out of pocket.
We move fast, skip the appraisal, and skip the credit check. If the numbers work — the purchase price, what it will sell for, and what repairs will cost — we're in.
Most hard money lenders make you fight for every dollar. They want appraisals, inspections, and draw paperwork before they'll release any of your rehab money.
We underwrite the deal — the purchase price, your repair cost, and what it will sell for. If the numbers work, we fund purchase and rehab. No appraisal. No credit check. Just a clean process so you can get to work.
We want you to close fast, flip fast, and come back for the next one.
Loan Structure
We work with both experienced flippers and investors completing their first project. Here's how the terms differ.
Why REI Transactional
We know that time is money in this business. Every week a property sits is a week of holding costs eating your profit. We're built to keep you moving.
We underwrite the deal ourselves. No waiting on an appraiser's schedule. No appraisal fee. We look at the purchase price, scope, and ARV — and we move.
Your credit score doesn't determine whether we fund your flip. We look at the deal — the property, the numbers, and your track record as an investor.
We fund the full cost of your renovation, not just part of it. You're not out of pocket for rehab costs — so your capital stays available for the next deal.
We reply within 1 business day. Once the deal is approved and terms are agreed, we work with our closing attorney to get you funded fast. Time on market kills profit — we know that.
Choose 4, 6, 9, or 12 month terms. Pick the term that fits your project timeline — not a one-size-fits-all loan structure that doesn't match how long your flip actually takes.
We don't charge anything before closing. Our fee comes out at closing from the loan proceeds. You're not paying us before you know the deal is funded.
How It Works
Four steps. Fast process. Get to your profit faster.
Tell us the property address, purchase price, your renovation scope, and the ARV. Simple application — no credit pull.
We review your deal and respond within 1 business day. We look at the numbers — not your credit score.
We fund purchase and rehab at closing. Get into the property and start your renovation immediately.
Sell at ARV. Pay off the loan at closing. Collect your profit and move to the next deal.
Tell us the address, your purchase price, renovation scope, and ARV. We'll come back to you within 1 business day.
No appraisal · No credit check · No upfront fees · NC, SC, GA, VA, TN
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